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Flexible chequing and savings accounts
Get just what you need to fit your life
When your bank account has just the services you need, you’re on the right path to feeling good about your money.
Whether you're looking for a simple and straightforward option like our Basic Plan, or need a few extra features found in our Unlimited Plan, we've got you covered.
Explore our personal accounts below for what suits you best . . .
Youth Plan
- No monthly fee
- 60 electronic or in-branch transactions included per month
- Unlimited Interac e‑Transfers®
- 1 free non-credit union ATM withdrawal (in Canada)
17-25 Be Free
- No monthly fee
- Unlimited electronic or in‑branch transactions (including bill payments and credit union ATM withdrawals)
- Unlimited Interac e‑Transfers®
Senior Unlimited
- No monthly fee
- Unlimited electronic or in‑branch transactions (including bill payments and credit union ATM withdrawals)
- 100 free cheques per year
- Unlimited Interac e‑Transfers®
Basic Plan
- $1.99 a month
- Includes 12 transactions, then $1.25 each
- $1.25 each transaction
- $1.50 ATM withdrawals (other Canadian non-credit union ATM)
Servus Personal Essential Plan
- $3.95 to $16.95 monthly fee
- Fee based on monthly usage
- $3.95: Up to 15 transactions
- $11.95: Up to 60 transactions
- $16.95: Unlimited transactions
- Fee waived with $4,000 min. monthly balance
Personal Premium Unlimited Plan
- $25 monthly fee
- Fee waived with $5,000 min. monthly balance
- Unlimited electronic or in‑branch transactions (including bill payments and credit union ATM withdrawals)
- 10 free non-credit union ATM withdrawals (in Canada)
Personal Savings
- No monthly fee
- 1 transaction included, then $1.50 each
- Unlimited fund transfers between Servus accounts
Premium Savings
- No monthly fee
- Split-rate tiered monthly interest
- 1 transaction included, then $5 each
Need help choosing?
Understanding bank accounts
Learn about chequing and savings accounts and how they serve your spending needs and savings goals. More details ›
How to choose the right account
Should you have a chequing account, savings account or both? Get the details ›
Why Servus? Because unlike your bank we . . .
Reward all your banking
As a member, you'll be rewarded with a share of our profits each year. The more business you do with us, the more Profit Share® Rewards cash you earn.
Guarantee all your deposits
Deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation. The money you put in and the interest earned is safe and secure.
Have Alberta roots
We're homegrown in Alberta, and 80+ years later, we continue to make our decisions locally and re-invest in the communities we serve.
Offer ding-free ATMs
Members get surcharge free* use at thousands of credit union ATMs across Canada, in addition to our Servus ATMs.
Accounts to fit who you are
Newcomers to Canada
Moving to a new country can be exciting but also challenging – we're here to help. More details ›
U.S. Dollar accounts
Avoid the ups and downs of the exchange rate with U.S. chequing and savings accounts. Get the details ›
*As a member of Servus Credit Union you’re part of one of the largest surcharge-free ATM networks in the country. See details.