A supplementary cardholder can be anyone — your spouse, caregivers or even your child (as long as they're 12 years or older).

Why add a supplementary cardholder?

• Earn Circle Rewards™ faster because you and your supplementary cardholders will be earning rewards at the same rate on all eligible purchases.
• Simplify your record keeping by consolidating all purchases onto one account.
• Pay only one annual fee or a reduced fee for the World Elite card, rather than multiple fees for separate accounts.
• Teach financial responsibility by adding your child as an authorized user and setting a spending limit for them.
• Provide an authorized user with convenient access to funds on-the-go, while travelling or in an emergency.

Add a supplementary cardholder

To add a supplementary cardholder, the primary cardholder must provide that person's information (legal name, birthdate and address) and complete an application by:

1. Calling our Member Contact Centre at 1.877.378.8728.
2. Visiting your local branch.

The new supplementary cardholder will receive their new Mastercard directly by mail within 10-15 business days. After receiving your new card, activate it by calling the number via the sticker on the front of your card.