Welcome to Mortgage University!

When you're buying a home there are a lot of things to learn. We want to make things easier for you, so you can make the best decisions for you and your family. In this section you'll find all the resources you need to learn more about mortgages. And if we haven't covered a topic here, please contact us or call to make an appointment.

Home Buying 101

• Understanding mortgage payments
• How to look good to a lender
• Saving to buy a house is more than a down payment
• Making extra mortgage payments: know your options
• Good home staging is worth the investment
• Protecting your assets
• Be mortgage free faster
• Scoping out the neighbourhood
• Five good reasons to get off the fence and buy
• Choosing a mortgage
• What is the Home Buyers' Plan?
• Home Buyers' Guide [pdf]

Exploring credit & debt

• Credit 101
• Good debt versus bad debt
• Understanding the two types of debt
• What is revolving debt?
• What is installment debt?
• What is my debt service ratio?
• How to be a debt ninja

Tools & resources:

• Mortgage glossary
• Accelerated debt payoff tool
• Renting versus buying calculator
• Equifax
• TransUnion

Related products & services:

• Home insurance
• Payment protection
• Line of credit and overdraft protection
• Other loan products