A flexible no-fee account with split-rate tiered monthly interest encourages savings and makes your money work harder for you. Please note:

• Effective February 16, 2021, the minimum e-Transfer send amount was reduced to $0.10 (was $10).

Registered versions of the Premium Savings account are available as a TFSA, RRSP or RRIF.

Account details

• No monthly fee
• Split-rate tiered monthly interest (tied to interest rate tiers)
• 1 transaction included, then $5 each

Common fees associated with this account:

• $5 withdrawals, point-of-sale purchases (once transaction limit reached)
• $1.50 per Interac^® e-transfer
• $5 per online bill payment or automated fund transfer (once transaction limit reached)
• $5 per non-credit union ATM withdrawal in Canada