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News & AnnouncementsMastercard® credit cards
Reward yourself with a Servus Mastercard
At Servus, we look at the whole financial picture. That's why a Servus Mastercard isn’t just a credit card, it's a tool that can help you meet your financial goals and reward you along the way.
Find out just how rewarding a Servus Mastercard can be.
How rewarding is a Servus Mastercard?
Servus Circle Rewards®
You'll earn unlimited points that never expire, and have the flexibility to redeem for investments, travel and more.
Get rewarded your way
Profit sharing
Earn 25% of your annual card fee back in Profit Share® Rewards cash each year, just for being a Servus member.
Membership that pays
Click to Pay
Save time when you're checking out online with the option to securely store your Servus Mastercard payment information.
Shop online conveniently
Digital wallet
Use your Servus Mastercard while you're on the go to easily make payments straight from your mobile device.
Pay with your phoneChoose the right Mastercard®
Answer a few questions and we'll help you choose the credit card that's right for you.
What type of card are you looking for?
®Mastercard and World Elite are registered trademarks and the circles design is a trademark of Mastercard International Incorporated.
®/™Servus Credit Union, Servus, the Servus circle and all associated logos are the intellectual property of Servus Credit Union
What benefit is the most important to you?
Please choose your annual income * range
*Total household income is defined as the combined income of self and spouse (if applicable). Income includes employment, pension, investments, personal -/media/Servus/CCTool/img or any income reported for tax purposes.
Please choose your annual income * range
*Total household income is defined as the combined income of self and spouse (if applicable). Income includes employment, pension, investments, personal -/media/Servus/CCTool/img or any income reported for tax purposes.
Please choose your annual income * range
*Total household income is defined as the combined income of self and spouse (if applicable). Income includes employment, pension, investments, personal -/media/Servus/CCTool/img or any income reported for tax purposes.
What would you prefer?
What benefit is the most important to you?
What benefit is the most important to you?
Thank you for your responses. The Mastercard we recommend is:
Gold Mastercard®
With the Servus Gold Mastercard you’ll earn 1% back in Servus Circle Rewards® points on all eligible purchases✝ — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn moreAnnual fee: $75
Purchase rate: 20.99%
Servus Circle Rewards sign up bonus: 5,000 points (a $50 value)
Supplemental card fee: $0
With a Servus Gold Mastercard you'll earn $18.75 in Profit Share® Rewards cash each year.
✝Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
Gold Mastercard®
With the Servus Gold Mastercard you’ll earn 1% back in Servus Circle Rewards® points on all eligible purchases✝ — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn more
Annual fee: $75
Purchase rate: 20.99%
Servus Circle Rewards sign up bonus: 5,000 points (a $50 value)
Supplemental card fee: $0
✝Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
Thank you for your responses. The Mastercard we recommend is:
World Elite® Mastercard®
The Servus World Elite Mastercard is our premium rewards credit card and will provide you with comprehensive purchases and travel benefits including 24/7 concierge service.
With the World Elite Mastercard you'll earn 2% back in unlimited Servus Circle Rewards® points on all eligible purchases✝ — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn moreAnnual fee: $150
Purchase rate: 20.99%
Servus Circle Rewards sign up bonus: 25,000 points (a $250 value)
Supplemental card fee: $40
With a Servus World Elite Mastercard you'll earn $37.50 in Profit Share® Rewards cash each year.
✝Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
World Elite® Mastercard®
The Servus World Elite Mastercard is our premium rewards credit card and will provide you with comprehensive purchases and travel benefits including 24/7 concierge service.
With the World Elite Mastercard you'll earn 2% back in unlimited Servus Circle Rewards® points on all eligible purchases✝ — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn more
Annual fee: $150
Purchase rate: 20.99%
Servus Circle Rewards sign up bonus: 25,000 points (a $250 value)
Supplemental card fee: $40
✝Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
Thank you for your responses. The Mastercard we recommend is:
Low Rate Mastercard®
The Servus Low Rate Mastercard gives you no-fuss features and benefits at a low purchase rate. Take advantage of a low annual fee and travel benefits.
Learn moreAnnual fee: $30
Purchase rate: 12.99%
Supplemental card fee: $0
With a Servus Low Rate Mastercard you'll earn $7.50 in Profit Share® Rewards cash each year.
Low Rate Mastercard®
The Servus Low Rate Mastercard gives you no-fuss features and benefits at a low purchase rate. Take advantage of a low annual fee and travel benefits.
Learn more
Annual fee: $30
Purchase rate: 12.99%
Supplemental card fee: $0
Thank you for your responses. The Mastercard we recommend is:
No Fee Mastercard®
Build your credit with no annual fee all while earning 1 point for every $2 spent* in unlimited Servus Circle Rewards® — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn moreAnnual fee: $0
Purchase rate: 20.99%
Supplemental card fee: $0
*Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
No Fee Mastercard®
Build your credit with no annual fee all while earning 1 point for every $2 spent* in unlimited Servus Circle Rewards® — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn more
Annual fee: $0
Purchase rate: 20.99%
Supplemental card fee: $0
*Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
Thank you for your responses. The Mastercard we recommend is:
Business Rewards Mastercard®
With the Servus Business Rewards Mastercard you’ll earn 1% back in Servus Circle Rewards® points on all eligible purchases✝ — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn moreAnnual fee: $75
Purchase rate: 16.99%
Supplemental card fee: $75
✝Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
Business Rewards Mastercard®
With the Servus Business Rewards Mastercard you’ll earn 1% back in Servus Circle Rewards® points on all eligible purchases✝ — points that never expire. Invest your points towards a Circle Rewards GIC or redeem them towards cash back on your credit card balance, merchandise and so much more!
Learn more
Annual fee: $75
Purchase rate: 16.99%
Supplemental card fee: $75
✝Eligible purchases include all purchases except: cash advances, balance account transfer (BAT), fees, fraudulent charges or refunded purchases.
Thank you for your responses. The Mastercard we recommend is:
Business Low Rate Mastercard®
With the Servus Business Low Rate Mastercard you'll have access to cash flow with a low purchase rate plus purchase and travel benefits.
Learn moreAnnual fee: $75
Purchase rate: up to prime✝ + 10.00%
Supplemental card fee: $75
✝"Prime" means the prime rate charged by Servus on Canadian dollar loans and it may change from time to time. You can find the current prime rate by calling us at 1.877.378.8728, or on the Servus Prime Rates page. Current variable interest rates will appear on each account statement.)
Business Low Rate Mastercard®
With the Servus Business Low Rate Mastercard you'll have access to cash flow with a low purchase rate plus purchase and travel benefits.
Learn more
Annual fee: $75
Purchase rate: up to prime✝ + 10.00%
Supplemental card fee: $75
✝"Prime" means the prime rate charged by Servus on Canadian dollar loans and it may change from time to time. You can find the current prime rate by calling us at 1.877.378.8728, or on the Servus Prime Rates page. Current variable interest rates will appear on each account statement.)
Thank you for your responses. The Mastercard we recommend is:
Business No Fee Mastercard®
With the Servus Business No Fee Mastercard you'll have access to credit and great travel and purchase benefits without the annual fee.
Learn moreAnnual fee: $0
Purchase rate: 16.99%
Supplemental card fee: $0
Business No Fee Mastercard®
With the Servus Business No Fee Mastercard you'll have access to credit and great travel and purchase benefits without the annual fee.
Learn more
Annual fee: $0
Purchase rate: 16.99%
Supplemental card fee: $0
Explore our most popular credit cards
No Fee Mastercard®
Build your credit and cash flow with no annual fee.
Low Rate Mastercard®
Save more with a lower annual fee and interest rate.
Gold Mastercard®
Get 1 Circle Reward point for every $1 spent.
World Elite® Mastercard®
Get premium travel benefits and earn Circle Rewards points faster.
Tips for maximizing your Servus Mastercard
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Don't let credit intimidate you. Tips for starting out on the right foot with credit cards.
Benefits of getting your first credit card
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Five questions to ask yourself before applying for or accepting a balance account transfer.
Is a balance transfer right for you?
A Servus Mastercard® is more than a credit card
It’s a tool that can help you achieve your financial goals.
A Servus Mastercard® is more than a credit card
Benefits of a Servus rewards Mastercard
Do you have a love/hate relationship with your credit card rewards program? You don't have to. Find out how rewarding the benefits of a Servus Mastercard can be.
Benefits of a Servus rewards MastercardMember support for Mastercard® credit card holders
Important Mastercard documents
Take a moment to read your credit card disclosures. Reading these ensures you're fully informed and in control of your financial journey. See details ›
Manage your Mastercard account
From securing your PIN to setting up autopay, managing alerts, and watching out for fraud, this guide helps you take the reins of your Mastercard account like a pro. Learn more ›
Ready to get started?
® Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard international incorporated and is used under licence.
®/™ Trademark(s) of Servus Credit Union.
*Circle Rewards are restricted to specific products. Please visit servus.ca/mastercard for specific product information.
Servus Credit Union is stating our re-commitment to the Code of Conduct for the Credit and Debit Card Industry in Canada. The Code was designed to protect credit union members’ interests related to the issuance and acceptance of payment cards, and to the operation of payment card networks.